Payman is for:

  • Users: who manage their own money using wallets, policies, and payees. Delegate scoped wallet access to AI Apps built on Payman
  • Developers: who build apps or AI agents that programmatically interact with the Payman platform.

Here’s a full breakdown of what each can do:

Feature / ActionUserDeveloper
Create and manage wallets✅✅
Subscribe to USD / USDC wallets✅✅
Set policies (spending limits, approval)✅✅
Add and manage payees✅✅
Approve or deny payment requests✅✅
View dashboard and track activity✅✅
Register apps for automated payments❌✅
Assign wallets and policies to apps❌✅
Use client credentials to send payments❌✅
Use the Typescript SDK❌✅
Generate test and live credentials❌✅
Access the developer playground❌✅
Request Payman OAuth access❌✅
Let their users sign in via Payman OAuth❌✅
Automate payments and wallet actions❌✅

In short: Users manage their own funds, while developers build apps that can manage funds on their (developer) behalf or on behalf of others (users).

Need help? Reach out to [email protected]